Introduction: AT is seeking a dynamic and qualified individual to join their team as a Credit Risk & Analytics Officer in the Finance Department. The successful candidate will work under the supervision of the Head of Credit Management and play a key role in minimizing AT’s exposure to various credit risks. As a Credit Risk & Analytics Officer, you will exercise discretion, analytics, and sound judgment in credit control and collections related to postpaid and hybrid clients.

Key Responsibilities: As the Credit Risk & Analytics Officer, your key responsibilities will include:

1. Robust Receivables Management: Establishing mechanisms and following up on total outstanding receivables for assigned clients.
2. Credit Worthiness Assessment: Conducting a thorough analysis of individual or business data to determine credit worthiness and risk profile, helping decide whether to extend services.
3. Timely Collection: Ensuring 100% collection of assigned customer portfolio by the end of each month.
4. Credit Limit Setting: Reviewing service applications and credit references to set appropriate credit limits.
5. Reconciliation and Reporting: Reconciling statement of accounts and confirming balances with customers, reporting to the Credit Management Director and stakeholders on open invoices with action plans to recover overdue amounts.
6. Workflow and Compliance: Developing and maintaining workflow processes to ensure credit customers adhere to necessary agreements and comply with AT Internal Control practices.

Qualifications and Experience: To be eligible for the role of Credit Risk & Analytics Officer, you must meet the following qualifications and experience:

1. A university degree in a relevant field, with emphasis on Accounting, Finance, Business, Economics, or related disciplines.
2. A minimum of two (2) years of relevant working experience in Credit Control, Customer Experience, Account Receivables, or a related field.
3. Experience in customer service operations is considered a plus.

Core Competencies: The successful candidate should possess the following core competencies:

1. Integrity and Transparency: Upholding ethical standards and maintaining transparency in all dealings.
2. Sound Negotiation Skills: Demonstrating effective negotiation abilities in interactions with stakeholders.
3. Relationship Building: Ability to build strong relationships with multiple internal and external stakeholders.
4. Numerical and Analytical Skills: Proficiency in numerical analysis and data-driven decision-making.
5. Microsoft Office: Competence in using Microsoft Office applications for data management and analysis.

Key KPIs: As the Credit Risk & Analytics Officer, your key performance indicators (KPIs) will be:

1. Ensure 100% collection of assigned customer portfolio by the end of each month.
2. Drive the follow-up of all customers impacting on bad debt monthly by ensuring each customer makes payment before month end.

How to Apply: If you are interested and qualified for the role of Credit Risk & Analytics Officer, submit your application and Curriculum Vitae to Recruitment@at.com.gh. Please indicate the role you are applying for in the email subject.

Closing Date: The closing date for applications is August 3, 2023. Make sure to apply before this deadline to be considered for the Credit Risk & Analytics Officer position at AT.

Conclusion: If you are ready to be part of a dynamic and innovative team, seize the opportunity to join AT as a Credit Risk & Analytics Officer. With a focus on simplicity, transparency, and relevance, AT offers a rewarding career with long-term growth and opportunities. Apply now by sending your application before August 3, 2023, and embark on a fulfilling journey with AT as part of their world-class team.